Graeme Ritchie

Graeme is Chief Risk Officer at Hampden Bank, where he leads the Risk and Compliance function.

Graeme joined Hampden Bank in 2022 as Head of Risk and has since led the enhancement of the Bank's Risk Management Framework and associated practices, strengthening the foundations that support its continued growth.

With 23 years' experience in the banking industry, Graeme has previously held senior roles at Clydesdale Bank/Virgin Money and PwC.